7 Best Bitcoin IRA Companies You Can Trust in 2023

(Ad) You’ve probably heard about Bitcoin by now. You may have even heard about people using it to invest in their retirement savings. But making the wrong decision could mean you lose out on a lot of money. 

So what is a Bitcoin IRA, and how do you set one up? This can be a confusing process, but don’t worry. We’re here to help! We’ve researched and found the best Bitcoin IRA companies for you.

Read on to learn more about these companies, the pros and cons, and the features that make them stand out from the competition.

7 Best Bitcoin IRA Companies—First Look

1. Best Bitcoin IRA Overall: Bitcoin IRA

2. 24/7 Crypto Investing: iTrustCapital

3. Best Bitcoin IRA for Investors Ages 50-70: Bitcoin Advizers

4. Best Bitcoin IRA for Security: BitIRA

5. A+ BBB rating: Coin IRA

6. Best Bitcoin IRA for Checkbook Control IRA: Broad Financial

7. Best Bitcoin IRA for Multiple IRA Types: BlockMint

1. Bitcoin IRA: Best Bitcoin IRA Account Overall

Pros:

• Regulated by the U.S.
• $100 million custody insurance
• Over 100,000 users
• 60-plus cryptocurrencies

Cons:

• Expensive fees
• Low liquidity

When it comes to investing in cryptocurrency for your retirement, there is no better option than Bitcoin IRA. Bitcoin IRA is the largest and most established provider of cryptocurrency IRAs globally, with over $100 million in insurance protection for your digital assets.

Established in 2016, Bitcoin IRA has a long history of providing quality products and services to its customers. Bitcoin IRA is a great place to start for anyone looking to invest in cryptocurrency for their retirement. The company boasts over 100,000 users and offers an unmatched 60-plus cryptocurrencies.

Setup is easy and takes only a few minutes, so you can start trading immediately. And with real-time pricing and 24/7 customer support, you can be sure that you’re getting the best possible service.

One of the most significant advantages of Bitcoin IRA is its regulation by the United States. This means you can be sure that your money is secure and will be treated fairly. The only downside to Bitcoin IRA is its relatively high fees. 

However, if you’re looking for a reputable and reliable company, Bitcoin IRA is hard to beat. As one of the first cryptocurrency IRAs, Bitcoin IRA makes our list as the best Bitcoin IRA company overall.

2. iTrustCapital: 24/7 Crypto Investing Platform

Pros:

• Zero monthly fees
• 4.5-plus on TrustPilot
• Military-grade security
• Gold and silver options

Cons:

• Limited crypto assets
• Transaction fees

Do you want to add major cryptocurrencies, gold, and silver to your IRA? With iTrustCapital, you can do just that.

Founded in 2018 by crypto pioneer Morgan Steckler, iTrustCapital is one of the best Bitcoin IRA companies that allow you to invest in digital assets and precious metals. This unique feature makes it an excellent choice for investors of all experience and skill levels.

iTrustCapital offers 24/7 customer support, so you can always get the help you need when making important investment decisions. With zero setup or monthly fees, you can be sure that your money is being put to good use. And with military-grade security, you can rest assured that your assets are secure.

Its excellent TrustPilot rating of 4.5-plus makes us confident that this is a company we can trust. But the biggest drawback of iTrustCapital is its limited option of only 28 cryptocurrencies. 

However, with a growing list of supported assets and a commitment to providing quality customer service, we believe it will be only a matter of time until iTrustCapital becomes another go-to choice for crypto investors.

3. Bitcoin Advizers: Best Bitcoin Retirement Account for Older Investors

Pros:

• Free consultation
• Real-time portfolio
• A+ BBB rating

Cons:

• Fairly young company
• No fee transparency

Chris Mitchell, the founder of Bitcoin Advizers, has over $3 billion in cryptocurrency IRA transactions under his belt. That’s a lot of zeroes!

Established in 2018, Bitcoin Advizers specializes in assisting retirement-age investors in setting up a Bitcoin IRA. Chris and his team understand the importance of being able to retire with dignity, and they are dedicated to helping their clients achieve that goal.

Bitcoin Advizers offers a free consultation so that investors can learn more about the company and the benefits of investing in cryptocurrency. They also provide a real-time portfolio to keep track of your investments at all times. And with an A+ BBB rating, you can be sure that you’re dealing with a company you can trust.

One negative aspect of Bitcoin Advizers is that the company is still in its infancy. However, with Chris’s extensive experience in the industry and his commitment to quality customer service, we have no doubt that Bitcoin Advizers will continue to grow and provide excellent products and services.

Investors of all ages will appreciate the attention to detail and the commitment to customer service that Bitcoin Advizers brings to the table. But if you’re someone who needs a little extra help along the way, that’s where this company truly shines.

4. BitIRA: Most Secure Bitcoin IRA Retirement Accounts

Pros:

• $0 monthly fees
• Fully insured
• Cold storage accounts

Cons:

• $20,000 minimum investment
• Account setup delays

When it comes to retirement planning, you want to make sure your money is working as hard as possible for you. And with a BitIRA account, you can rest assured knowing your investments are growing and secure.

BitIRA is the world’s most secure digital currency IRA custodian, offering a range of cryptocurrencies to invest in. Its military-grade security protocols help ensure that your assets are always secure. And with cold storage accounts, you can be sure that your money is never exposed to the dangers of the internet.

We love its end-to-end insurance, covering theft, hacks, and fraud. The peace of mind that knowing every dollar you’ve invested is insured is priceless.

Fees for BitIRA are $0 per month, no matter how large your account balance is. This makes it an affordable option for all investors. Account setup delays can be frustrating, but with BitIRA’s excellent customer service, you’ll be up and running in no time.

The only downside to BitIRA is its minimum investment requirement of $20,000. This may be out of reach for some investors. But with a commitment to security and affordability, BitIRA is a company worth considering for your digital currency IRA.

It provides all the support you need, so you can focus on what’s important—growing your nest egg!

5. Coin IRA: Best Bitcoin IRA Company with A+ BBB Rating

Pros:

• Cryptocurrency IRA guide
• Cold storage
• Cryptocurrency experts

Cons:

• No fee transparency
• Limited assets

When it comes to retirement planning, many people overlook the importance of diversification. With a traditional IRA, you’re limited to investing in stocks, bonds, and mutual funds. But with Coin IRA from Goldco, you can add cryptocurrency to the mix.

Coin IRA is a self-directed investment service that allows you to invest in Bitcoin, Ethereum, Litecoin, and other digital currencies. Established in 2017, the company has a strong track record of success and is BBB-accredited with an A+ rating.

Coin IRA also offers a free cryptocurrency guide to help you make the most of your investment. And with experts on staff to answer all your questions, you’ll never feel lost or alone.

The biggest drawback to Coin IRA is its lack of transparency regarding fees. You won’t know how much you’re being charged until you actually open an account. This can be frustrating, especially if you’re comparison shopping.

But with a solid track record and a commitment to customer service, Coin IRA is still an excellent option for your Bitcoin IRA. In addition, it offers cold storage options and a variety of cryptocurrencies to invest in, making it a great choice for investors of any level.

6. Broad Financial: Cryptocurrency IRA with Checkbook Control

Pros:

• Multi-member investments
• Free transactions
• Dedicated checkbook

Cons:

• 1-2-week setup
• No fee transparency

Founded in 2004, Broad Financial has helped thousands of people invest in Bitcoin, gold, and real estate assets. This New Jersey-based company specializes in self-directed retirement accounts, giving you the power to invest your money where you see fit.

Broad Financial offers many account options, including traditional or Roth IRA accounts, and 401(k)s. It also provides a unique “checkbook control” feature, which gives you direct access to your funds and allows you to make transactions without the help of a broker.

With multi-member investing, you can also bring your friends and family into the mix, making it easier to grow your portfolio. And with your dedicated checkbook, you’ll never have to worry about missed transactions or lost money.

It's a great feature for investors who want to be in complete control of their money. And with no transaction fees, you can keep more of your money where it belongs—in your pocket!

One disadvantage of Broad Financial is the one- to two-week setup time for most accounts. This can be frustrating if you’re in a hurry to get started. But with a ton of features and options not offered elsewhere, we feel it’s worth the wait.

7. BlockMint: Multiple Roth IRA Account Types Accepted

Pros:

• Integrity and expertise
• Well-established custodians
• Guarded vaults

Cons:

• 15% transaction fees
• No 24/7 access

BlockMint is a new division of Lear Capital, one of the country’s most established and reputable IRA companies. BlockMint offers a wide range of services, including purchasing and selling cryptocurrencies.

BlockMint stands out from the competition because of its commitment to integrity and expertise. Its dedicated account executives will help you every step of the way, and its team of experts has years of experience in the cryptocurrency market.

BlockMint can increase the value of your Traditional, Roth, or SIMPLE IRAs by buying and holding cryptocurrencies on your behalf. And with its vaults guarded 24 hours a day, you’ll always have peace of mind knowing your money is secure.

It also uses an IRS-approved custodian, Equity Trust, ensuring that your investment is in good hands. However, a significant drawback of BlockMint is the 15% transaction fee. This can add up quickly if you’re making a lot of transactions.

With that aside, we think BlockMint is an excellent choice for investors who want to get into the cryptocurrency market. It offers various account options, expert advice, and honesty and transparency that are hard to find.

How We Picked the Best Bitcoin IRA Companies—Ranking Methodology

We chose the best Bitcoin IRA companies on this list based on a variety of factors. Each of these factors is important when selecting the right company for your Bitcoin IRA:

Reputation

When it comes to investing in a Bitcoin IRA, reputation is everything. You want to make sure you’re working with a company that has a solid track record and is known for providing excellent customer service.

To that end, we did some digging and looked at various factors like history and complaints when determining which Bitcoin IRA accounts are the best of the best. Of course, Trustpilot and BBB ratings were fundamental, as were user reviews.

Fees

Anyone who’s ever shopped for an IRA knows that fees can eat up a big chunk of your investment. When we evaluated the best Bitcoin IRA accounts, we paid close attention to the fees charged by each service.

This includes setup fees, transaction fees, and any other associated costs. We also considered the company’s overall transparency regarding fee disclosure. After all, you shouldn’t have to work hard just to find out how much you’re being charged.

The bottom line is that, when it comes to IRA fees, you should always know exactly what you’re paying—and with our top picks, you can be confident that you’re getting an excellent value for your investment.

Experience

When you’re considering investing in Bitcoin, it’s essential to choose a company with a lot of experience in the cryptocurrency market.

Look for a company with experts who can guide you through the volatile ups and downs of the market and make sure it has a good track record of helping customers choose suitable investments.

A company with a long history in the cryptocurrency landscape is more likely to weather the storm and come out ahead, so choose wisely when you’re ready to invest.

Security

When you’re looking for crypto IRAs, security is one of the factors you should consider. They should have a secure system in place to protect your money.

This includes guarded vaults and tight security protocols. The company should also be insured against theft and loss. You should feel confident that your investment is safe with them.

Customer Service

Customer service is a must when it comes to crypto IRAs. You want to be able to pick up the phone at 3 a.m. on a Sunday and get answers to all your questions.

The customer service team should be knowledgeable about all aspects of the company’s products and services and be able to answer any questions you may have. In addition, they should be able to resolve any issues you may have in a timely and efficient manner.

Excellent customer service is essential for choosing crypto IRAs. It can mean the difference between a smooth experience and a nightmare.

Account Flexibility

Account flexibility is a crucial factor to consider for your Bitcoin IRA. Each company offers different options for what you can invest in.

We looked at the variety of cryptocurrencies offered, as well as other investment options for your account. In addition, some platforms allow you to invest in a wide range of assets, including precious metals and real estate. 

So, if you’re looking for diversity in your portfolio, consider how flexible the company’s account options are.

How To Get Started with Bitcoin IRAs

Getting started with a Bitcoin IRA is quite simple. When using a Bitcoin IRA service, all you need to do is transfer your current IRA or 401(k) into your account.

Here are the steps to take when you’re ready to get started:

Find a Crypto IRA Company

There are plenty of options out there for investing in a Bitcoin IRA. The important thing is to find a company that meets your needs and fits your investment style.

For example, if you’re the type of investor who likes to take risks, you might want to consider a company that specializes in high-risk investments. On the other hand, if you’re more conservative, you might want to go with a company that takes a more cautious approach.

Whichever route you choose, make sure you do your research and pick a reputable company. With the right provider, investing in a Bitcoin IRA can be a great way to secure your financial future.

Transfer Your Current IRA or 401(k)

To transfer or roll over your investments, you’ll need to obtain authorization from your current custodian. This is a simple process that can be done online or over the phone.

Once you have the authorization, you’ll need to provide your new Bitcoin IRA company with critical information, such as your account number and the amount you want to transfer.

The company will then take care of the rest, transferring your funds and setting up your new account. It can take a few days for the transfer to be complete, so be patient.

Choose an Investment Plan That Fits Your Needs

When it comes to investing, there’s no one-size-fits-all approach. Instead, the right investment plan for you depends on many factors, including your age, your goals, and your risk tolerance.

For example, if you’re young and have a long time to invest, you may be able to afford more volatile investments like cryptocurrencies. On the other hand, if you’re nearing retirement and need to access your assets quickly, you’ll want to focus on investments with higher liquidity, such as stocks or mutual funds.

The key is to find an investment plan that meets your needs and aligns with your financial goals.

Invest in Cryptocurrencies Like Bitcoin and Ethereum

Now you have to choose the cryptocurrencies you want to buy. Bitcoin and Ethereum are great options because they are relatively stable and have a growth history. But other digital currencies are also available, so it’s essential to do your research before making any decisions.

For example, Litecoin is often described as the “silver to Bitcoin’s gold.” This is because it has a similar structure to Bitcoin but faster transaction times. Alternatively, Ripple is a cryptocurrency focused on facilitating global payments and has already partnered with major financial institutions like American Express.

Whatever cryptocurrencies you choose, make sure they are backed by a solid team and have a viable long-term plan. You want to focus on investing in undervalued cryptocurrencies so they can grow your net worth in the long run.

Monitor Your Investments as They Grow Over Time

As a responsible investor, it is vital to keep an eye on your Bitcoin IRA investments as they grow over time. That’s because the value of Bitcoin can fluctuate rapidly, and you don’t want to miss out on any potential growth.

While there is no need to constantly check the value of your coins, it is a good idea to monitor their progress regularly. This will allow you to spot any potential problems early and take action to protect your investment.

Best Bitcoin IRA—FAQ

Which IRA Is Best for Crypto?

Bitcoin IRA is the best option for crypto investments because it offers a high level of security and convenience. In addition, you can hold cryptocurrencies in a tax-advantaged retirement account, and the company provides 24/7 customer support and a user-friendly platform.

Can I Put Bitcoin in My IRA?

Yes, you can put Bitcoin in your IRA. However, the process is more complicated than just buying stocks because you have to find a qualified custodian who will hold the cryptocurrencies for you.

Which Roth IRA Can Buy Bitcoin?

A self-directed IRA (SDIRA) can purchase Bitcoin. An SDIRA provides holders with more control over their retirement savings. With an SDIRA, investors can invest in many alternative investments, including cryptocurrencies.

Is Bitcoin IRA a Good Investment?

Yes, a Bitcoin IRA is a good investment. There are several benefits to investing in a Bitcoin IRA, including diversification and tax advantages.

By investing in digital currency, you can add another asset class to your portfolio that is not correlated with the stock market. This can help you diversify your risk and potentially improve your returns over time.

Additionally, any growth in your investments will be tax-deferred until you retire, which can help you maximize your returns.

Can You Have 2 Roth IRAs?

You can absolutely have two Roth IRAs! There’s no limit on the number of Individual Retirement Accounts (IRAs) you can have in total. However, there are contribution limits that apply to each type of IRA. 

What Will Bitcoin Be Worth in 2030?

No one can precisely predict the future value of Bitcoin, but some experts have made estimates. A report by U.S.-based ARK Investment Management suggests that Bitcoin could be worth more than $1 million by 2030.

While this is just one potential scenario, it’s certainly possible that Bitcoin will continue to rise in value over the next decade.

What Is the Best Bitcoin IRA Service?

There’s no one-size-fits-all answer to this question—the best Bitcoin IRA service for you will depend on a variety of factors. Some things you might want to take into account include:

• How much experience you have with investments and cryptocurrencies
• How much money you’re looking to invest
• What your overall investment goals are

If you’re just getting started with investing, going with a service that offers more hand-holding and support might make sense. On the other hand, if you’re more experienced or looking to invest a large sum of money, you might want to go with a lower-fee service.

Providers like Bitcoin IRA offer the best variety of features and benefits, making it our No. 1 choice for the best Bitcoin IRA service.

Best Crypto IRA: Conclusion

Bitcoin IRAs are a great way to invest in Bitcoin and other cryptocurrencies, and they offer several advantages over traditional investment vehicles.

When looking for a Bitcoin IRA company, it’s crucial to consider various factors, including your experience level, investment goals, and budget. Bitcoin IRA is our overall pick for the best Bitcoin IRA service, thanks to its high-quality platform and wide range of features.

However, if you’re looking to add gold and silver to your investment portfolio, iTrustCapital may better suit your needs. It offers a wide variety of metals and cryptocurrencies and has a strong reputation for customer service.

No matter which provider you choose, it’s essential to do your own research before investing any money. Cryptocurrencies are still a relatively new investment, so some risk is involved. But with responsible investing and a bit of guidance, you could see tremendous returns in the years to come.

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